This is far from an excuse more of something that gets overlooked and what I texted my brother after the game on Saturday.
Remember that stat of us not losing a game by 9 or more points awhile back, which was snapped when we lost to PSU.
It's the way KF coaches. He is ultra conservative in every game no matter who we are playing. That's great when we are playing Ohio State, Wisconsin, Penn State, etc. it allows us to stay in games that we might not be in if we took chances, the philosophy is keep the game tight and find a way to win late, have a lead late, sit on the ball and don't take chances.
Well that also gets applied to other teams that don't have as much talent as we do, Arkansas State, UNI, ISU, Indiana Minny, etc. Allow an inferior opponent to hang around and they start to believe they can win, and allows bad teams to hang around way longer than they should.
So over the years we have been able to stay in many close games vs. better teams by playing it safe, this has allowed us to win some and have some close calls as well. When that happens vs. worse teams they tend to stick in our minds more because they are horrible losses or near escapes (Indiana last year)
Obviously this something needs to be changed but who knows if it ever will.